Quyra ICHRA Calculator
Quyra Intelligence
Load Example:
1 · Company Profile

FTEs enrolled in benefits

Used for 2026 LCSP affordability check

2 · Employee Mix
100%

Coverage tiers must total 100%

%
%
%
%
3 · Current Group Plan
$

Employer + employee total · Per-EE: $10,410/yr

15%
0% ⚠ St. Anne's: 47% 50%
4 · Monthly ICHRA Allowances
$/mo
$/mo
$/mo
$/mo
5 · Admin Platform

Annual cost for 50 employees: —

Include Broker Fee
$22 / employee / year
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Unlimited scenarios, white-label PDF exports, custom PEPM ranges for negotiation. Built for brokers and HR consultants.

Estimated Annual Savings

↑ $0

0% savings vs. renewed group plan

ICHRA vs. current group plan with renewal applied

Group + Renewal

$0

Total ICHRA Cost

$0

Break-even: Immediate — savings start day 1

Total Savings

$0

annual / all employees

% Savings

0%

vs. group + renewal

Per Employee

$0

annual savings / EE

Predictability

95

/100

group plan: ~58/100

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Cost Comparison

Annual figures · includes renewal
Line Item Group Plan ICHRA Difference
Premiums / Allowances $0 $0 $0
Admin Fees (est. $15 PEPM embedded) $0 $0 $0
Broker Fees $0 $0 —
Total Annual Cost $0 $0 $0
Net Annual Savings — — $0

Group vs. ICHRA — Total Cost

Where the Savings Come From

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Data from Quyra's verified employer tracker + 2026 CMS benchmarks · 100% independent
Not legal or investment advice · Consult your benefits counsel for ACA compliance review
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