ICHRA Savings Calculator

Model the economics before you make the move.

Compare a renewed group plan with an ICHRA model using your own employee mix, allowances, administrator assumptions, and 2026 affordability guidance.

Model, not quote. The calculator uses transparent planning assumptions. Administrator pricing and state benchmark premiums are estimates unless you enter contracted or quoted values. Affordability output is a planning screen, not a legal determination.

Load illustrative scenarioIllustrative assumptions only — not represented as employer case-study facts.

Renewed group$0

ICHRA model$0

Annual savings$0

Savings %0%

Cost comparison

Line item	Renewed group	ICHRA
Premium / allowances	$0	$0
Admin estimate	$0	$0
Total annual cost	$0	$0

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Group vs. ICHRA

Take it with you

The PDF summarizes the assumptions you entered and clearly labels the output as a planning model.

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